How can we
help you?

Financing plan

Financing up to 100% of the purchase price. Our experts are happy to help you create your tailor-made financing plan.

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Reschedule my loan

In almost all cases, rescheduling your existing loan will save you money.

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Purchase of a holiday flat / holiday home

Would you like to buy a holiday home or flat abroad? Don't take any risks and talk to our experts.

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Create my own
financial plan

Finance up to 100% of the purchase price. We would be happy to draw up a tailor-made financing plan for you.

Your advantages


Variable or fixed interest rate
State aid
Tax optimisation

Please contact us for further information.

Contact an expert

Does it make sense to
reschedule my existing loan?

In a debt rescheduling you exchange an existing loan for a new loan. For many people this is a way of negotiating smaller monthly instalments and relieving the strain on their wallets.
You can also save a lot of money by rescheduling your debt, as the remaining debt is reduced overall due to lower interest rates.

By rescheduling your debt you save money and gain financial freedom of movement. Because you have the opportunity to flexibly adapt your personal needs to the monthly instalment and term.
In addition, there is also the possibility of shortening the term of the loan, as your personal or professional situation may change.

The costs for the construction of a property depend largely on the development of interest rates. The higher the interest rates, the higher the total costs. In the past 20 years these have fallen sharply and are currently at a very low level.

Are you annoyed about too high interest rates for existing loans or would you like to know how you can save money by rescheduling your debts?
Then do not wait any longer! Contact us for a free simulation of the rescheduling of your existing loan.

When is debt
rescheduling useful?

1
Increase credit
2
Better conditions
3
The financial situation has changed significantly
4
The existing loan is still long and interest rates are high

Purchase of a
holiday flat / holiday home

Would you like to buy a holiday home or flat abroad?
By mortgaging a property in Luxembourg, you have the possibility to buy another property abroad.

Are you the owner of a property in Luxembourg and would like to buy a holiday home or a flat abroad?
Please contact us! We will be happy to help you.

Contact an expert

Contact our
financial experts

Would you like to
receive a call back?

Or come over
us directly

mail us
info@smart-finance.lu