Knowing how to calculate your loan-to-value (LTV) ratio early can save you time, stress, and money.
How to Calculate Your Loan-to-Value (LTV) Ratio Before Applying for a Mortgage
What Is the Loan-to-Value (LTV) Ratio and Why It Matters in Luxembourg
When you apply for a mortgage in Luxembourg or look at buying a property across the border, one term you’ll come across right away is the Loan-to-Value (LTV) ratio.
Mortgage Refinancing in Luxembourg: How It Works, Costs
By switching your existing loan to a new one, you could lower your monthly payments, get a more favourable interest rate, or make use of the equity you have built.
Property Taxes in Germany Explained for Luxembourg Homebuyers
Buying a home in Germany isn’t just about the purchase price. There are extra costs like the one-time property transfer tax and the yearly property tax that every buyer has to account for.
How Luxembourgers Can Budget for Investment Property in Germany
For many Luxembourgers, buying property in Germany looks like a perfect opportunity. Prices are often lower than in Luxembourg, and the border makes it convenient for commuters.
Is Buying Property in Germany a Good Investment for Cross-Border Buyers?
For many people living in Luxembourg, whether you are a resident, an expat, or a cross-border commuter, the question often comes up: “Is buying property in Germany a good investment?”.
Do You Need a Financial Consultant to Buy Property in Germany?
Working with a financial consultant to buy property in Germany can make the process much smoother. They help you with the right advice from the very beginning.
Common Mistakes to avoid when buying property in Germany From Luxembourg
If you are planning to make the move or invest soon, knowing what to watch for now can save you a lot of stress and money later.
How to Buy a House in Germany as a Luxembourg Resident?
There are extra steps to consider, like rules, paperwork, taxes, and what to expect from German banks if you live and work in Luxembourg.
A Step-by-Step Guide for Buying your First Home in Luxembourg
Before you start scrolling through listings or falling in love with a place, there are a few things you’ll need to sort out first. Let’s take it one step at a time.