{"id":90202,"date":"2024-10-01T08:07:02","date_gmt":"2024-10-01T08:07:02","guid":{"rendered":"https:\/\/wordpress.zozothemes.com\/finxpert\/home-3-copy\/"},"modified":"2025-10-17T08:32:09","modified_gmt":"2025-10-17T06:32:09","slug":"home-7","status":"publish","type":"page","link":"https:\/\/smart-finance.lu\/de\/","title":{"rendered":"Ma\u00dfgeschneiderte Finanzl\u00f6sungen"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"90202\" class=\"elementor elementor-90202\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a2f055a e-flex e-con-boxed e-con e-parent\" data-id=\"a2f055a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0df3146 e-con-full e-flex e-con e-child\" data-id=\"0df3146\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-f71f9bc e-con-full e-flex e-con e-child\" data-id=\"f71f9bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-22fa585 elementor-widget elementor-widget-menu-anchor\" data-id=\"22fa585\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"what\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c19b3a cea-mobile-align-center cea-align-left elementor-widget elementor-widget-ceasectiontitle\" data-id=\"3c19b3a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceasectiontitle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"section-title-wrapper\"><div class=\"title-wrap\"><div class=\"sub-title\"><span class=\"subtitle-dots\">Was tun wir<\/span><\/div><h2 class=\"section-title\">Wir helfen Ihnen bei der Suche nach Ihrer Traumimmobilie in Deutschland<\/h2><\/div><!-- .title-wrap --><div class=\"section-description\"><\/div><!-- .section-description --><\/div><!-- .section-title-wrapper -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-69bdc8e e-con-full e-flex e-con e-child\" data-id=\"69bdc8e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-ff8dd66 e-con-full e-flex e-con e-child\" data-id=\"ff8dd66\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5ec782 elementor-widget__width-initial cus-tab-wrap elementor-widget-mobile__width-inherit elementor-widget elementor-widget-ceatab\" data-id=\"a5ec782\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceatab.default\">\n\t\t\t\t\r\n\t\t<div class=\"elementor-widget-container cea-tab-elementor-widget\">\r\n\t\t\t<div class=\"nav nav-tabs cea-tabs\"><a class=\"nav-item nav-link active\" href=\"#cea-tab-1-1\"><h5 class=\"cea-tab-title\">Warum Smart Finance<\/h5><\/a><a class=\"nav-item nav-link\" href=\"#cea-tab-1-2\"><h5 class=\"cea-tab-title\">Wie funktioniert es<\/h5><\/a><a class=\"nav-item nav-link\" href=\"#cea-tab-1-3\"><h5 class=\"cea-tab-title\">Unsere Vision<\/h5><\/a><\/div><div class=\"tab-content cea-tab-content\"><div class=\"cea-tab-pane active\" id=\"cea-tab-1-1\"><span class=\"cea-tab-id-to-element\" data-id=\"section-1\"><\/span><\/div><div class=\"cea-tab-pane\" id=\"cea-tab-1-2\"><span class=\"cea-tab-id-to-element\" data-id=\"section-2\"><\/span><\/div><div class=\"cea-tab-pane\" id=\"cea-tab-1-3\"><span class=\"cea-tab-id-to-element\" data-id=\"section-3\"><\/span><\/div><\/div>\t\t\t\r\n\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-deb9566 e-con-full e-flex e-con e-child\" data-id=\"deb9566\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-1\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-85928ce e-con-full e-flex e-con e-child\" data-id=\"85928ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-47c6563 e-con-full e-flex e-con e-child\" data-id=\"47c6563\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e10914b e-con-full e-flex e-con e-child\" data-id=\"e10914b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ad0620a elementor-widget elementor-widget-image\" data-id=\"ad0620a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"90\" height=\"90\" src=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/2024\/07\/team-single-icon-1.png\" class=\"attachment-full size-full wp-image-83037\" alt=\"Smart Finance Warum\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3250d61 elementor-widget elementor-widget-text-editor\" data-id=\"3250d61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h5>Wir helfen Ihnen bei jedem Aspekt Ihres Darlehens.\u00a0<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bbe36db e-con-full e-flex e-con e-child\" data-id=\"bbe36db\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2f60be0 cea-view-framed cea-shape-circle elementor-widget elementor-widget-ceafeaturebox\" data-id=\"2f60be0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceafeaturebox.default\">\n\t\t\t\t<div class=\"elementor-widget-container feature-box-wrapper feature-box-default\">\n\t\t\t<div class=\"media\"><div class=\"media-icon-part align-self-center\"><div class=\"cea-featured-icon\"><i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i><\/div><\/div><div class=\"media-body align-self-center\"><h4 class=\"feature-box-title\">Grenz\u00fcberschreitende Finanzierung<\/h4><div class=\"fbox-content\">Das umfassende Verst\u00e4ndnis unseres Teams f\u00fcr die deutschen und luxemburgischen Finanzm\u00e4rkte garantiert Ihnen die besten Finanzierungsoptionen.<\/div><\/div><!-- .media-body --><\/div><!-- .media -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8495617 cea-view-framed cea-shape-circle elementor-widget elementor-widget-ceafeaturebox\" data-id=\"8495617\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceafeaturebox.default\">\n\t\t\t\t<div class=\"elementor-widget-container feature-box-wrapper feature-box-default\">\n\t\t\t<div class=\"media\"><div class=\"media-icon-part align-self-center\"><div class=\"cea-featured-icon\"><i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i><\/div><\/div><div class=\"media-body align-self-center\"><h4 class=\"feature-box-title\">Individuelle L\u00f6sungen<\/h4><div class=\"fbox-content\">Wir bieten Finanzierungsm\u00f6glichkeiten, die zu Ihren Zielen und Ihrem Budget passen \u2013 egal, ob Sie eine Hauptwohnung, eine Zweitwohnung oder eine Investitionsimmobilie kaufen.<\/div><\/div><!-- .media-body --><\/div><!-- .media -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57fd543 cea-view-framed cea-shape-circle elementor-widget elementor-widget-ceafeaturebox\" data-id=\"57fd543\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceafeaturebox.default\">\n\t\t\t\t<div class=\"elementor-widget-container feature-box-wrapper feature-box-default\">\n\t\t\t<div class=\"media\"><div class=\"media-icon-part align-self-center\"><div class=\"cea-featured-icon\"><i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i><\/div><\/div><div class=\"media-body align-self-center\"><h4 class=\"feature-box-title\">Attraktive Zinss\u00e4tze<\/h4><div class=\"fbox-content\">F\u00fcr Ihre Immobilienfinanzierung verhandeln wir die besten Zinss\u00e4tze und R\u00fcckzahlungsbedingungen mit f\u00fchrenden Finanzinstituten.<\/div><\/div><!-- .media-body --><\/div><!-- .media -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b73700c e-con-full e-flex e-con e-child\" data-id=\"b73700c\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-2\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-ae49108 e-con-full e-flex e-con e-child\" data-id=\"ae49108\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3053765 e-con-full e-flex e-con e-child\" data-id=\"3053765\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-b302465 e-con-full e-flex e-con e-child\" data-id=\"b302465\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d270bf elementor-widget elementor-widget-image\" data-id=\"2d270bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"80\" height=\"80\" src=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/2024\/07\/icon-list3.png\" class=\"attachment-full size-full wp-image-83739\" alt=\"Smart Finance Wie\" srcset=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/2024\/07\/icon-list3.png 80w, https:\/\/smart-finance.lu\/wp-content\/uploads\/2024\/07\/elementor\/thumbs\/icon-list3.png 100w\" sizes=\"(max-width: 80px) 100vw, 80px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b8d6bd elementor-widget elementor-widget-text-editor\" data-id=\"4b8d6bd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h5>Einfach und unkompliziert. Keine komplizierten Prozesse.\u00a0<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e1bd6ce e-con-full e-flex e-con e-child\" data-id=\"e1bd6ce\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-48fa958 cea-view-framed cea-shape-circle elementor-widget elementor-widget-ceafeaturebox\" data-id=\"48fa958\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceafeaturebox.default\">\n\t\t\t\t<div class=\"elementor-widget-container feature-box-wrapper feature-box-default\">\n\t\t\t<div class=\"media\"><div class=\"media-icon-part align-self-center\"><div class=\"cea-featured-icon\"><i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i><\/div><\/div><div class=\"media-body align-self-center\"><h4 class=\"feature-box-title\">Einfache Prozesse<\/h4><div class=\"fbox-content\">Die Komplexit\u00e4t der grenz\u00fcberschreitenden Finanzierung kann eine gro\u00dfe Herausforderung sein. Mit klarer Orientierung in jeder Phase vereinfacht Smart Finance den Prozess.<\/div><\/div><!-- .media-body --><\/div><!-- .media -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-19b0276 cea-view-framed cea-shape-circle elementor-widget elementor-widget-ceafeaturebox\" data-id=\"19b0276\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceafeaturebox.default\">\n\t\t\t\t<div class=\"elementor-widget-container feature-box-wrapper feature-box-default\">\n\t\t\t<div class=\"media\"><div class=\"media-icon-part align-self-center\"><div class=\"cea-featured-icon\"><i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i><\/div><\/div><div class=\"media-body align-self-center\"><h4 class=\"feature-box-title\">Beratung<\/h4><div class=\"fbox-content\">Vereinbaren Sie eine kostenlose Beratung mit einem unserer Experten, um Ihre Finanzierungsbed\u00fcrfnisse zu besprechen und Ihre Berechtigung zu pr\u00fcfen.<\/div><\/div><!-- .media-body --><\/div><!-- .media -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3a4190a cea-view-framed cea-shape-circle elementor-widget elementor-widget-ceafeaturebox\" data-id=\"3a4190a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceafeaturebox.default\">\n\t\t\t\t<div class=\"elementor-widget-container feature-box-wrapper feature-box-default\">\n\t\t\t<div class=\"media\"><div class=\"media-icon-part align-self-center\"><div class=\"cea-featured-icon\"><i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i><\/div><\/div><div class=\"media-body align-self-center\"><h4 class=\"feature-box-title\">Ma\u00dfgeschneiderter Finanzierungsplan<\/h4><div class=\"fbox-content\">Gemeinsam erstellen wir einen Finanzierungsplan, der zu Ihren langfristigen Zielen und Ihrer finanziellen Situation passt.<\/div><\/div><!-- .media-body --><\/div><!-- .media -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0960aa2 e-con-full e-flex e-con e-child\" data-id=\"0960aa2\" data-element_type=\"container\" data-e-type=\"container\" id=\"section-3\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-daf861c e-con-full e-flex e-con e-child\" data-id=\"daf861c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-e7a16a6 e-con-full e-flex e-con e-child\" data-id=\"e7a16a6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-d1b5ebd e-con-full e-flex e-con e-child\" data-id=\"d1b5ebd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-743cf28 elementor-widget elementor-widget-image\" data-id=\"743cf28\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"90\" height=\"90\" src=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/2024\/07\/service-icon-img.png\" class=\"attachment-full size-full wp-image-82965\" alt=\"Smart Finace Vision\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-92bdb20 elementor-widget elementor-widget-text-editor\" data-id=\"92bdb20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<h5>Unsere Vision ist es, verst\u00e4ndliche Dienstleistungen anzubieten.\u00a0<\/h5>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4dbaa90 e-con-full e-flex e-con e-child\" data-id=\"4dbaa90\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-28c4142 cea-view-framed cea-shape-circle elementor-widget elementor-widget-ceafeaturebox\" data-id=\"28c4142\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceafeaturebox.default\">\n\t\t\t\t<div class=\"elementor-widget-container feature-box-wrapper feature-box-default\">\n\t\t\t<div class=\"media\"><div class=\"media-icon-part align-self-center\"><div class=\"cea-featured-icon\"><i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i><\/div><\/div><div class=\"media-body align-self-center\"><h4 class=\"feature-box-title\">Zug\u00e4nglichkeit<\/h4><div class=\"fbox-content\">Durch transparente, effiziente und ma\u00dfgeschneiderte Finanzierungsl\u00f6sungen m\u00f6chten wir luxemburgischen B\u00fcrgern den Traum vom Eigenheim in Deutschland realisierbar machen.<\/div><\/div><!-- .media-body --><\/div><!-- .media -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-164224e cea-view-framed cea-shape-circle elementor-widget elementor-widget-ceafeaturebox\" data-id=\"164224e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceafeaturebox.default\">\n\t\t\t\t<div class=\"elementor-widget-container feature-box-wrapper feature-box-default\">\n\t\t\t<div class=\"media\"><div class=\"media-icon-part align-self-center\"><div class=\"cea-featured-icon\"><i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i><\/div><\/div><div class=\"media-body align-self-center\"><h4 class=\"feature-box-title\">Transparenz<\/h4><div class=\"fbox-content\">Durch transparente, effiziente und ma\u00dfgeschneiderte Finanzierungsl\u00f6sungen m\u00f6chten wir luxemburgischen B\u00fcrgern den Traum vom Eigenheim in Deutschland zur Realit\u00e4t machen.<\/div><\/div><!-- .media-body --><\/div><!-- .media -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0177fa7 cea-view-framed cea-shape-circle elementor-widget elementor-widget-ceafeaturebox\" data-id=\"0177fa7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceafeaturebox.default\">\n\t\t\t\t<div class=\"elementor-widget-container feature-box-wrapper feature-box-default\">\n\t\t\t<div class=\"media\"><div class=\"media-icon-part align-self-center\"><div class=\"cea-featured-icon\"><i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i><\/div><\/div><div class=\"media-body align-self-center\"><h4 class=\"feature-box-title\">Langfristiger Erfolg<\/h4><div class=\"fbox-content\">\u00dcber die reine Finanzierung hinaus bauen wir langfristige Beziehungen zu unseren Kunden auf, indem wir sie dabei unterst\u00fctzen, kluge finanzielle Entscheidungen f\u00fcr nachhaltige Immobilieninvestitionen zu treffen.<\/div><\/div><!-- .media-body --><\/div><!-- .media -->\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8c70495 e-con-full e-flex e-con e-child\" data-id=\"8c70495\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6140d14 elementor-widget-tablet__width-inherit elementor-widget elementor-widget-image\" data-id=\"6140d14\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"940\" height=\"1000\" src=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/2024\/10\/about-home-4.jpg\" class=\"attachment-full size-full wp-image-90359\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-c0dbc51 e-flex e-con-boxed e-con e-parent\" data-id=\"c0dbc51\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-cce1ebd e-con-full e-flex e-con e-child\" data-id=\"cce1ebd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5e2fc8e e-con-full e-flex e-con e-child\" data-id=\"5e2fc8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2331296 cea-mobile-align-center cea-align-left elementor-widget elementor-widget-ceasectiontitle\" data-id=\"2331296\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceasectiontitle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"section-title-wrapper\"><div class=\"title-wrap\"><div class=\"sub-title\"><span class=\"subtitle-dots\">Unsere Leistungen<\/span><\/div><h2 class=\"section-title\">Umfassende Finanzplanung und -analyse<\/h2><\/div><!-- .title-wrap --><div class=\"section-description\"><\/div><!-- .section-description --><\/div><!-- .section-title-wrapper -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-dcfbb94 e-con-full e-flex e-con e-child\" data-id=\"dcfbb94\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3b46b9b e-con-full e-flex e-con e-child\" data-id=\"3b46b9b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-9e1b6d7 e-con-full e-flex e-con e-child\" data-id=\"9e1b6d7\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c81e19d elementor-widget-tablet__width-inherit elementor-invisible elementor-widget elementor-widget-image\" data-id=\"c81e19d\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;slideInLeft&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/elementor\/thumbs\/main-about-img-r4v9f98ftmoaaobk8dwgjnmw5hmofwoci7r5nj3bdk.jpg\" title=\"main-about-img\" alt=\"main-about-img\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49ede01 e-con-full e-flex e-con e-child\" data-id=\"49ede01\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d14b62e elementor-widget elementor-widget-text-editor\" data-id=\"d14b62e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Leben Sie in Luxemburg und m\u00f6chten in deutsche Immobilien investieren? Smart Finance ist hier, um Ihren Weg zum Immobilieneigentum reibungslos und stressfrei zu gestalten. Wir sind auf ma\u00dfgeschneiderte Finanzierungsl\u00f6sungen spezialisiert, um Ihnen den Kauf Ihrer Traumimmobilie oder Investitionsimmobilie \u00fcber die Grenze hinweg zu erm\u00f6glichen.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8398f37 e-con-full e-flex e-con e-child\" data-id=\"8398f37\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-2f064ef e-con-full e-flex e-con e-child\" data-id=\"2f064ef\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9a53557 elementor-widget elementor-widget-heading\" data-id=\"9a53557\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/wordpress.zozothemes.com\/finxpert\/our-services\/\" target=\"_blank\" rel=\"noopener\">.01<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-72ae13c e-con-full e-flex e-con e-child\" data-id=\"72ae13c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-61d60cb elementor-widget elementor-widget-heading\" data-id=\"61d60cb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">Finanzplanung<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b7ad1d2 e-con-full e-flex e-con e-child\" data-id=\"b7ad1d2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-373fd94 elementor-widget-mobile__width-auto elementor-widget__width-auto cea-view-default elementor-widget elementor-widget-cea-icon\" data-id=\"373fd94\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"cea-icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"cea-icon-wrapper\">\n\t\t\t<a class=\"cea-icon\" href=\"https:\/\/smart-finance.lu\/de\/service\/financial-planning\/\">\n\t\t\t<i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-694f3f6 e-con-full e-flex e-con e-child\" data-id=\"694f3f6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-7b63b5f e-con-full e-flex e-con e-child\" data-id=\"7b63b5f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5537868 elementor-widget elementor-widget-heading\" data-id=\"5537868\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/wordpress.zozothemes.com\/finxpert\/our-services\/\" target=\"_blank\" rel=\"noopener\">.02<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3dc3442 e-con-full e-flex e-con e-child\" data-id=\"3dc3442\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7cabcc2 elementor-widget elementor-widget-heading\" data-id=\"7cabcc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">Beratung<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0705628 e-con-full e-flex e-con e-child\" data-id=\"0705628\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9f9d34 elementor-widget-mobile__width-auto elementor-widget__width-auto cea-view-default elementor-widget elementor-widget-cea-icon\" data-id=\"d9f9d34\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"cea-icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"cea-icon-wrapper\">\n\t\t\t<a class=\"cea-icon\" href=\"https:\/\/smart-finance.lu\/de\/service\/consultancy\/\">\n\t\t\t<i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4142ec6 e-con-full e-flex e-con e-child\" data-id=\"4142ec6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8ab3fac e-con-full e-flex e-con e-child\" data-id=\"8ab3fac\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ba9776e elementor-widget elementor-widget-heading\" data-id=\"ba9776e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<div class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/wordpress.zozothemes.com\/finxpert\/our-services\/\" target=\"_blank\" rel=\"noopener\">.03<\/a><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d8d515d e-con-full e-flex e-con e-child\" data-id=\"d8d515d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8122fdc elementor-widget elementor-widget-heading\" data-id=\"8122fdc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\"><a href=\"#\">Ma\u00dfgeschneiderte Finanzierung<\/a><\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-669c067 e-con-full e-flex e-con e-child\" data-id=\"669c067\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c9c33a5 elementor-widget-mobile__width-auto elementor-widget__width-auto cea-view-default elementor-widget elementor-widget-cea-icon\" data-id=\"c9c33a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"cea-icon.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"cea-icon-wrapper\">\n\t\t\t<a class=\"cea-icon\" href=\"https:\/\/smart-finance.lu\/de\/service\/tailored-financing\/\">\n\t\t\t<i aria-hidden=\"true\" class=\"bi-arrow-up-right\"><\/i>\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f4614e4 e-flex e-con-boxed e-con e-parent\" data-id=\"f4614e4\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-918a8f6 e-flex e-con-boxed e-con e-child\" data-id=\"918a8f6\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b56b9cd e-flex e-con-boxed e-con e-child\" data-id=\"b56b9cd\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a80698a cea-mobile-align-center cea-align-center elementor-widget elementor-widget-ceasectiontitle\" data-id=\"a80698a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceasectiontitle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"section-title-wrapper\"><div class=\"title-wrap\"><div class=\"sub-title\"><span class=\"subtitle-dots\">Kreditkonditionen<\/span><\/div><h2 class=\"section-title\">Berechnen Sie Ihre monatlichen Kosten<\/h2><\/div><!-- .title-wrap --><div class=\"section-description\"><\/div><!-- .section-description --><\/div><!-- .section-title-wrapper -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1680c8d e-con-full e-flex e-con e-child\" data-id=\"1680c8d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1111648 elementor-widget elementor-widget-shortcode\" data-id=\"1111648\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\">    <div class=\"wp-loan-calculator-main\" id=\"wp-loan-calculator-main\">\n        <style type=\"text\/css\">\n            :root {\n                --calc-background-color: #2f4f4f;\n                --calc-select-color: #404245;\n                --calc-bg-light-color: #85a6a6;\n                --calc-border-color: #000000;\n                --calc-graph-color: ;\n                --calc-graph-color-sub: #53597d;\n                --calc-graph-border-color: #2f4f4f;\n                --calc-graph-border-color-sub: #85a6a6;\n                --calc-graph-balance-border-color: ;\n                --calc-graph-balance-point-background-color: ;\n                --calc-graph-extra-payment-graph-color: ;\n                --calc-summary-chart-principal-fill-color: ;\n                --calc-summary-chart-interest-fill-color: ;\n                --calc-summary-chart-balloon-payment-fill-color: ;\n                --calc-summary-chart-down-payment-fill-color: ;\n                --calc-summary-chart-extra-payment-fill-color: ;                \n\n            }\n        <\/style>\n        <div id=\"overlay\" style=\"display: none;\"><\/div>\n        <div id=\"loader\" style=\"display: none;\">\n          <div class=\"spinner\"><\/div>\n      <\/div>\n      <section class=\"heading-section\">\n        <div class=\"menu-sec-cls\">\n            <ul class=\"heading-sec-link\">\n                                            <\/ul>\n        <\/div>\n        <div class=\"about-this-calculator-popup\" style=\"display: none;\">\n            <div class=\"about-this-calculator-popup-body\">\n                <a href=\"javascript:void(0);\" class=\"close-button\" onclick=\"jQuery('.about-this-calculator-popup').hide();jQuery('body').removeClass('body-overflow-hidden');\">\u2715<\/a>\n                                <div class=\"calculator-content\"><h1>Informationen zum Rechner<\/h1>\r\n<p>Der Equipment Finance Calculator berechnet die Art der R\u00fcckzahlung, die in der gew\u00fcnschten H\u00e4ufigkeit f\u00fcr die eingegebenen Darlehensparameter, n\u00e4mlich Betrag, Laufzeit und Zinssatz, erforderlich ist. Das ausgew\u00e4hlte Produkt bestimmt den Standardzinssatz f\u00fcr das pers\u00f6nliche Kreditprodukt. Der Equipment Finance Calculator berechnet auch die Zeitersparnis bei der R\u00fcckzahlung des Kredits und die H\u00f6he der eingesparten Zinsen auf der Grundlage einer zus\u00e4tzlichen Eingabe des Kunden. Dies ist der Fall, wenn die R\u00fcckzahlungen um den eingegebenen Betrag des Zusatzbeitrags pro R\u00fcckzahlungsperiode erh\u00f6ht werden. Diese Funktion ist nur f\u00fcr die Produkte aktiviert, die eine Sondertilgung unterst\u00fctzen. Die Berechnungen erfolgen mit dem eingegebenen Tilgungsrhythmus unter Ber\u00fccksichtigung der urspr\u00fcnglich eingegebenen Darlehensparameter, d.h. Betrag, Jahreszinssatz und Laufzeit in Jahren.<\/p>\r\n<h1>Annahmen des Rechners<\/h1>\r\n<h3>L\u00e4nge des Monats<\/h3>\r\n<p>Es wird davon ausgegangen, dass alle Monate gleich lang sind. In Wirklichkeit laufen viele Kredite t\u00e4glich auf, was zu einer unterschiedlichen Anzahl von Zinstagen f\u00fchrt, die von der Anzahl der Tage im jeweiligen Monat abh\u00e4ngt.<\/p>\r\n<h3>Anzahl der Wochen oder vierzehn Tage in einem Jahr<\/h3>\r\n<p>Es wird angenommen, dass ein Jahr genau 52 Wochen oder 26 N\u00e4chte umfasst. Dabei wird implizit davon ausgegangen, dass ein Jahr 364 Tage hat und nicht die tats\u00e4chlichen 365 oder 366.<\/p>\r\n<h3>Rundung des Betrags jeder R\u00fcckzahlung<\/h3>\r\n<p>In der Praxis werden die R\u00fcckzahlungen mindestens auf den n\u00e4chstliegenden Cent gerundet. Der Rechner verwendet jedoch die ungerundete R\u00fcckzahlung, um die H\u00f6he der Zinsen zu ermitteln, die an den einzelnen Punkten der Kurve und insgesamt \u00fcber die gesamte Laufzeit des Kredits zu zahlen sind. Diese Annahme sorgt f\u00fcr eine glatte Kurve und gleichm\u00e4\u00dfige R\u00fcckzahlungsbetr\u00e4ge. Beachten Sie, dass die letzte R\u00fcckzahlung nach der Erh\u00f6hung des R\u00fcckzahlungsbetrags erfolgt.<\/p>\r\n<h3>Abrundung der gesparten Zeit<\/h3>\r\n<p>Die eingesparte Zeit wird je nach gew\u00e4hltem R\u00fcckzahlungsrhythmus als Anzahl von Jahren und Monaten, Vierzehnteln oder Wochen angegeben. Bei der Berechnung der Ersparnis wird von einer m\u00f6glichen teilweisen letzten R\u00fcckzahlung ausgegangen.<\/p>\r\n<h3>H\u00f6he der eingesparten Zinsen<\/h3>\r\n<p>Dieser Betrag kann nur ann\u00e4hernd anhand der Zeitersparnis und der urspr\u00fcnglichen Darlehensdaten ermittelt werden.<\/p>\r\n<h3>Haftungsausschluss f\u00fcr den Rechner<\/h3>\r\n<p>Die Ergebnisse dieses Rechners sollten nur als Anhaltspunkt verwendet werden. Die Ergebnisse stellen weder Angebote noch Pr\u00e4qualifikationen f\u00fcr das Produkt dar. Die einzelnen Institute wenden unterschiedliche Formeln an. Informationen wie die angegebenen Zinss\u00e4tze und die in den Annahmen verwendeten Ausfallzahlen k\u00f6nnen sich \u00e4ndern.<\/p><\/div>\n            <\/div>\n        <\/div>\n    <\/section>\n\n    <section id=\"main-sec\" class=\"ctm_main_wrap\">\n        <section class=\"calculator-heading-section calculator-heading-block\">\n            <div class=\"calculator-child-heading\">\n                <h2>\n                    <center><strong>Hypothekenrechner<\/strong><\/center>\n                <\/h2>\n            <\/div>\n        <\/section>\n        <section class=\"loan-option-text-info\">\n            <div class=\"custom-container loan-option-text-info-section\">\n                <div class=\"loan-option-text-info-block\">\n                    <div class=\"first-row\">\n                        <div class=\"first-row-sub-child\"  >\n\n                            <label for=\"loan_amt\" class=\"loan-text\">Kreditbetrag<i class=\"fa fa-info-circle\" aria-hidden=\"true\" tabindex=\"1\"><\/i><span class=\"text-tooltip-disp\">Bitte geben Sie hier Ihren Kreditbetrag ein.<\/span><\/label>\n                            <div class=\"loan-text-dis loan-amount\">\n                                <span class=\"extra-info\">\u20ac<\/span>\n                                <input type=\"text\" name=\"loan_amount\" id=\"loan_amount\" value=\"\" tabindex=\"2\" oninput=\"validateInputLoanRate(this)\" onkeydown=\"return onlyNos(event,'loan_amount')\" \/>\n                            <\/div>\n                            <input type=\"range\" min=\"1000\" max=\"10000000\" value=\"300000\" class=\"slider\" id=\"loan_amount_range\" tabindex=\"3\" >\n                        <\/div>\n                        <div class=\"first-row-sub-child\">\n                            <label for=\"loan_terms\" class=\"loan-text\">Anzahl der Zahlungen<i class=\"fa fa-info-circle\" aria-hidden=\"true\" tabindex=\"4\"><\/i><span class=\"text-tooltip-disp\">Bitte geben Sie die Anzahl der Jahre an, in denen Sie das Darlehen zur\u00fcckzahlen wollen.<\/span><\/label>\n                            <div class=\"loan-number-payment-with-label\">\n                                <div class=\"loan-text-dis no-payment\">\n                                    <!-- <span class=\"extra-info\"><\/\/?php echo __('Months', 'loan-calculator-wp'); ?><\/span> -->\n                                                                            <select name=\"repayment_freq\" id=\"repayment_freq\" class=\"payment-opt-drop\">\n                                                                                            <option value=\"Monthly\" selected>Monatlich<\/option>\n                                                                                                <option value=\"Yearly\" >J\u00e4hrlich<\/option>\n                                                                                        <\/select>                                  \n                                                                        <input type=\"text\" name=\"loan_terms\" min=\"12\" max=\"480\" maxlength=\"5\" id=\"loan_terms\" value=\"\" tabindex=\"5\" onkeydown=\"return onlyNos(event,'loan_terms')\" \/>\n\n                                <\/div>\n\n                                                            <\/div>\n\n                            <input type=\"range\" min=\"12\" max=\"480\" value=\"12\" class=\"slider\" id=\"loan_terms_range\" tabindex=\"6\" step=\"1\">\n                            <input type=\"hidden\" name=\"default_value\" value=\"12\">\n                            <input type=\"hidden\" name=\"min_value\" value=\"12\">\n                            <input type=\"hidden\" name=\"max_value\" value=\"480\">\n                            <input type=\"hidden\" name=\"current_repayment_freq\" value=\"\">\n                        <\/div>\n                        <div class=\"first-row-sub-child\" >\n                                                            <div class=\"first-row-main-child\">\n                                    <label for=\"loan_amt\" class=\"loan-text\">Zahlungsart<i class=\"fa fa-info-circle\" aria-hidden=\"true\" tabindex=\"8\"><\/i><span class=\"text-tooltip-disp\">Bitte w\u00e4hlen Sie den Zahlungsmodus f\u00fcr das Darlehen.<\/span><\/label>\n                                    <select name=\"payment_type\" id=\"payment_type\" class=\"payment-opt-drop\">\n                                        <option  value=\"In Advance\">Vorsch\u00fcssige Zahlung<\/option>\n                                        <option selected value=\"In Arrears\">Nachsch\u00fcssige Zahlung<\/option>\n                                    <\/select>\n                                <\/div>\n                                                       \n                        <\/div>\n                    <\/div>\n                    <div class=\"second-row\">\n                         <div class=\"second-row-sub-child\">\n                            <label for=\"loan_amt\" class=\"loan-text\">Zinssatz<i class=\"fa fa-info-circle\" aria-hidden=\"true\" tabindex=\"8\"><\/i><span class=\"text-tooltip-disp\">Der Zinssatz entspricht standardm\u00e4\u00dfig dem von Ihnen gew\u00e4hlten Produkt. Sie k\u00f6nnen den Zinssatz auch nach oben oder unten \u00e4ndern, um die Auswirkungen auf Ihre R\u00fcckzahlungen und die insgesamt zu zahlenden Zinsen zu verstehen.<\/span><\/label>\n                            <div class=\"loan-text-dis\">\n                                <input type=\"text\" name=\"interest_rates\" id=\"interest_rates\" value=\"\" tabindex=\"9\"  \/>\n                                <span id=\"interest_rate_range_dis\" class=\"rate_disp\"><\/span>\n                            <\/div>\n                            <input type=\"range\" min=\"1.25\" max=\"15.00\" value=\"3.5\" class=\"slider\" id=\"interest_rate_range\" tabindex=\"10\" step=\"0.25\">\n                        <\/div>\n                                                    <div class=\"second-row-sub-child\">\n\n                                <div class=\"loan-text-dis\">\n                                    <input type=\"hidden\" name=\"ballon_amounts\" id=\"ballon_amounts\" value=\"\" tabindex=\"11\" onkeydown=\"return onlyNos(event,'ballon_amounts')\" \/>\n\n                                    <input type=\"hidden\" name=\"ballon_amounts_per\" id=\"ballon_amounts_per\" value=\"0\" tabindex=\"12\" \/>\n                                <\/div>\n                                <input type=\"hidden\" id=\"ballon_amount_range\" tabindex=\"13\" step=\"1\" value=\"0\">\n                            <\/div>\n                                            <\/div>\n                    <div class=\"site-wraps-row-downpayment-extrapayment-row\">\n                        \n                                            <\/div>\n                <\/div>\n            <\/div>\n                        <div class=\"loan-detail-section\">\n                <div class=\"loan-detail-section-child\">\n                    <div class=\"sub-main-tab\">\n                        <div class=\"ww-loan-container\">\n                            <div class=\"tabs\">\n\n                                                                \n                                <input type=\"radio\" name=\"tabs\" id=\"tab1\" checked>\n                                <label for=\"tab1\" style=\"display: block;\">\n                                                                            <i class=\"fa fa-chart-bar\"><\/i>\n                                        <span class=\"tooltip-disp\">R\u00fcckzahlungstabelle<\/span>\n                                                                    <\/label>\n                                <input type=\"radio\" name=\"tabs\" id=\"tab3\" >\n                                <label for=\"tab3\" style=\"display: block;\">\n                                                                            <i class=\"fa fa-tasks\"><\/i>\n                                        <span class=\"tooltip-disp\">Darlehenstilgungstabelle<\/span>\n                                                                    <\/label>\n                                <input type=\"radio\" name=\"tabs\" id=\"tab2\" >\n                                <label for=\"tab2\" style=\"display: none;\">\n                                                                            <i class=\"fa fa-play\"><\/i>\n                                        <span class=\"tooltip-disp\">Video<\/span>\n                                                                    <\/label>\n                                                                <div id=\"tab-content1\" class=\"tab-content\">\n                                    <canvas id=\"loan-process-graph\" width=\"650\" height=\"320\"><\/canvas>\n                                                                            <div id=\"chart-note\" class=\"chart-note\"><p>**Hinweis: Bei einer Anzahl von mehr als 120 Zahlungen wird eine Gruppe von 12 Zahlungen zur besseren \u00dcbersichtlichkeit in einer einzigen Zahlungsnummer zusammengefasst.<\/p><\/div>\n                                <\/div>\n                                <div id=\"tab-content2\" class=\"tab-content\">\n                                                                            <div class=\"lyte-wrapper\" style=\"width:560px;max-width:100%;margin:5px;\"><div class=\"lyMe\" id=\"WYL_VhvlcwYUyIg\"><div id=\"lyte_VhvlcwYUyIg\" data-src=\"https:\/\/smart-finance.lu\/wp-content\/plugins\/wp-youtube-lyte\/lyteCache.php?origThumbUrl=%2F%2Fi.ytimg.com%2Fvi%2FVhvlcwYUyIg%2Fhqdefault.jpg\" class=\"pL\"><div class=\"tC\"><div class=\"tT\"><\/div><\/div><div class=\"play\"><\/div><div class=\"ctrl\"><div class=\"Lctrl\"><\/div><div class=\"Rctrl\"><\/div><\/div><\/div><noscript><a href=\"https:\/\/youtu.be\/VhvlcwYUyIg\" rel=\"nofollow noopener\" target=\"_blank\"><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/smart-finance.lu\/wp-content\/plugins\/wp-youtube-lyte\/lyteCache.php?origThumbUrl=https%3A%2F%2Fi.ytimg.com%2Fvi%2FVhvlcwYUyIg%2F0.jpg\" alt=\"YouTube-Video-Vorschaubild\" width=\"560\" height=\"295\" \/><br \/>Dieses Video auf YouTube ansehen<\/a><\/noscript><\/div><\/div><div class=\"lL\" style=\"max-width:100%;width:560px;margin:5px;\"><\/div>\n                                                                    <\/div>                               \n                                <div id=\"tab-content3\" class=\"tab-content\">\n                                    <table id=\"loan-process-tbl\">\n                                        <thead>\n                                            <tr>\n                                                <th>Zeitraum<\/th>\n                                                <th>Zahlung<\/th>\n                                                                                                <th>Zinssatz<\/th>\n                                                <th>Bilanz<\/th>\n                                            <\/tr>\n                                        <\/thead>\n                                        <tbody id=\"loan_table_data\">\n                                        <\/tbody>\n                                    <\/table>\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n                <div class=\"loan-detail-section-child\" >\n                    <div class=\"summary-calculation-and-chart-wrappar\">\n                    <div class=\"loan-detail-cal-desc\">\n                        <div class=\"loan-cal-desc\">\n                            <div class=\"loan-cal-desc-heading main-heading\">\n                                <label id=\"regular_repayment_heading\"><strong>{Frequenz} Zahlung<\/strong><\/label>\n\n                        <\/div>\n                        <div class=\"loan-cal-desc-val\">\n                            <label><span><small>\u20ac<\/small><span id=\"per_month_amount\"><\/span><\/span> <strong id=\"loan_amount_term_label\"><\/strong><span id=\"loan_amount_year\"><\/span><\/label>\n                        <\/div>\n                    <\/div>\n                                            <div class=\"loan-cal-desc\">\n                            <div class=\"loan-cal-desc-heading\">\n                                <label><strong>Gesamte Zinskosten<\/strong><\/label>\n                            <\/div>\n                            <div class=\"loan-cal-desc-val\">\n                                <label><small>\u20ac<\/small><span id=\"total_interests_amt\"><\/span> \u00fcber <span id=\"total_interests_years\"><\/span> <\/label>\n                            <\/div>\n\n                        <\/div>\n                                        <span id=\"total_interests_amt_hidden\"><\/span>\n                    <div class=\"loan-cal-desc\" id=\"ballon_amt_section\">\n                        <div class=\"loan-cal-desc-heading\">\n                            <label><strong>Ballonbetrag (<span id=\"bill_ballon_per\">0.00<\/span>%)<\/strong><\/label>\n                        <\/div>\n                        <div class=\"loan-cal-desc-val\">\n                            <label><small>\u20ac<\/small><strong><span id=\"bill_ballon_amt\">0.00<\/span><\/strong><\/label>\n                        <\/div>\n\n                    <\/div>\n\n                    \n                    \n            <\/div>\n            \n                    <\/div>\n                                <\/div>\n    <\/div>\n<\/section>\n<div class=\"contact-us-popup\" style=\"display:none;\">\n    <div class=\"contact-us-popup-body\">\n        <a href=\"javascript:void(0);\" class=\"close-button\" onclick=\"jQuery('.contact-us-popup').hide();jQuery('body').removeClass('body-overflow-hidden');\">X<\/a>\n        Bitte nehmen Sie mit uns Kontakt auf, um ein individuelles Angebot zu erhalten.    <\/div>\n<\/div>\n\n\n    <div class=\"calculator-disclaimer-section\">\n        <h4>Haftungsausschluss f\u00fcr den Rechner<\/h4>\n        <p><p>Die mit diesem Rechner ermittelte R\u00fcckzahlungsrate ist eine Sch\u00e4tzung, basierend auf den von Ihnen angegebenen Informationen. Sie dient ausschlie\u00dflich zu Illustrationszwecken und kann von den tats\u00e4chlichen R\u00fcckzahlungsbetr\u00e4gen abweichen. Um die tats\u00e4chlichen R\u00fcckzahlungsbetr\u00e4ge zu erfahren, kontaktieren Sie uns bitte direkt.\n\nDiese Berechnung stellt weder ein verbindliches Angebot noch eine Kreditgenehmigung, Vereinbarung oder Beratung durch Smart Finance dar. Sie ber\u00fccksichtigt nicht Ihre pers\u00f6nlichen oder finanziellen Umst\u00e4nde.<\/p><\/p>\n    <\/div>\n<\/section>\n<\/div><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d072e8e e-con-full e-flex e-con e-parent\" data-id=\"d072e8e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-74da805 e-con-full e-flex e-con e-child\" data-id=\"74da805\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-348e871 e-con-full e-flex e-con e-child\" data-id=\"348e871\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5415f9e e-con-full e-flex e-con e-child\" data-id=\"5415f9e\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-36a8462 e-con-full e-flex e-con e-child\" data-id=\"36a8462\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e47df3d cea-tablet-align-center elementor-widget elementor-widget-ceasectiontitle\" data-id=\"e47df3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceasectiontitle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"section-title-wrapper\"><div class=\"title-wrap\"><div class=\"sub-title\"><span class=\"subtitle-dots\">Kundenerfahrungen<\/span><\/div><h2 class=\"section-title\">Gemeinsam finanzielle Ziele erreichen<\/h2><\/div><!-- .title-wrap --><div class=\"section-description\"><\/div><!-- .section-description --><\/div><!-- .section-title-wrapper -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f8ce156 e-con-full e-flex e-con e-child\" data-id=\"f8ce156\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b91b8e cus-tm-wrap elementor-invisible elementor-widget elementor-widget-ceatestimonial\" data-id=\"5b91b8e\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"ceatestimonial.default\">\n\t\t\t\t\n\t\t<div class=\"elementor-widget-container testimonial-wrapper testimonial-style-default testimonial-light testimonial-slide-model image-gallery\">\n\t\t\n\t\t\t<div class=\"cea-carousel owl-carousel\" data-loop=\"1\" data-margin=\"0\" data-center=\"0\" data-nav=\"0\" data-dots=\"0\" data-autoplay=\"0\" data-items=\"1\" data-items-tab=\"1\" data-items-mob=\"1\" data-duration=\"5000\" data-smartspeed=\"250\" data-scrollby=\"1\" data-autoheight=\"0\"><div class=\"owl-carousel-item\" ><div class=\"testimonial-inner\"><div class=\"post-excerpt\">Mit der Beratung durch Herrn Boden war ich sehr zufrieden. Er war immer erreichbar, und durch seine kompetente und freundliche Art f\u00fchlte ich mich jederzeit gut aufgehoben.<\/div><!-- .post-excerpt --><h4 class=\"post-title-head\"><a href=\"https:\/\/smart-finance.lu\/de\/testimonial\/very-happy\/\" class=\"client-name post-title\">Sehr gl\u00fccklich<\/a><\/h4><div class=\"top-meta clearfix\"><ul class=\"nav top-meta-list meta-left\"><li><div class=\"testimonial-designation\"><div class=\"post-designation-head\">Jerome<\/div><\/div><!-- .testimonial-designation --><\/li><\/ul><\/div><\/div><!-- .testimonial-inner --><\/div><!-- .col \/ .owl-carousel-item \/ .isotope --><div class=\"owl-carousel-item\" ><div class=\"testimonial-inner\"><div class=\"post-excerpt\">Dank ihrer fachkundigen Beratung und der effizienten Abwicklung des Papierkrams wurde mein Kredit schnell und ohne Probleme genehmigt. Was mich am meisten beeindruckt hat, war, wie transparent und unkompliziert alles war. Keine versteckten \u00dcberraschungen, sondern ehrliche, zuverl\u00e4ssige Unterst\u00fctzung von Anfang bis Ende.<\/div><!-- .post-excerpt --><h4 class=\"post-title-head\"><a href=\"https:\/\/smart-finance.lu\/de\/testimonial\/easy-and-efficient\/\" class=\"client-name post-title\">Einfach und effizient<\/a><\/h4><div class=\"top-meta clearfix\"><ul class=\"nav top-meta-list meta-left\"><li><div class=\"testimonial-designation\"><div class=\"post-designation-head\">Christophe<\/div><\/div><!-- .testimonial-designation --><\/li><\/ul><\/div><\/div><!-- .testimonial-inner --><\/div><!-- .col \/ .owl-carousel-item \/ .isotope --><div class=\"owl-carousel-item\" ><div class=\"testimonial-inner\"><div class=\"post-excerpt\">Ich k\u00f6nnte nicht zufriedener sein mit dem Service, den ich von Smart Finance erhalten habe. Von Anfang an war das Team unglaublich professionell, reaktionsschnell und hat meine Bed\u00fcrfnisse wirklich verstanden. Als jemand, der in Luxemburg lebt und eine Immobilie in Deutschland kaufen m\u00f6chte, war ich unsicher \u00fcber den Prozess - aber Smart Finance hat alles so glatt und stressfrei gemacht.<\/div><!-- .post-excerpt --><h4 class=\"post-title-head\"><a href=\"https:\/\/smart-finance.lu\/de\/testimonial\/professional-and-clear\/\" class=\"client-name post-title\">Professionell und klar<\/a><\/h4><div class=\"top-meta clearfix\"><ul class=\"nav top-meta-list meta-left\"><li><div class=\"testimonial-designation\"><div class=\"post-designation-head\">Stacy<\/div><\/div><!-- .testimonial-designation --><\/li><\/ul><\/div><\/div><!-- .testimonial-inner --><\/div><!-- .col \/ .owl-carousel-item \/ .isotope --><\/div><!-- .owl-carousel -->\t\t\t\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e61debb e-con-full e-flex e-con e-parent\" data-id=\"e61debb\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-25fcdc9 e-con-full e-flex e-con e-child\" data-id=\"25fcdc9\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-8104fe2 e-con-full e-flex e-con e-child\" data-id=\"8104fe2\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-655ca0a e-con-full e-flex e-con e-child\" data-id=\"655ca0a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fde76e6 elementor-widget elementor-widget-ceasectiontitle\" data-id=\"fde76e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceasectiontitle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"section-title-wrapper\"><div class=\"title-wrap\"><div class=\"sub-title\"><span class=\"subtitle-dots\">Bleiben Sie informiert<\/span><\/div><h2 class=\"section-title\">Erhalten Sie die neuesten Smart Finance Nachrichten<\/h2><\/div><!-- .title-wrap --><div class=\"section-description\"><p class=\"section-content\">F\u00fcllen Sie einfach das untenstehende Formular aus und erhalten Sie regelm\u00e4\u00dfig Updates \u00fcber Smart Finance und die Finanzwelt.**<\/p><\/div><!-- .section-description --><\/div><!-- .section-title-wrapper -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da4ba52 elementor-widget elementor-widget-ceamailchimp\" data-id=\"da4ba52\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"ceamailchimp.default\">\n\t\t\t\t\r\n\t\t<div class=\"elementor-widget-container cea-mailchimp-wrapper cea-mailchimp-style-inline\">\r\n\t\t\r\n\t\t\t\t\t<form class=\"zozo-mc-form\" id=\"zozo-mc-form-0\" method=\"post\" action=\"\">\r\n\t\t<input type=\"hidden\" id=\"cea_mc_nonce\" name=\"cea_mc_nonce\" value=\"a6dd995fc0\" \/><input type=\"hidden\" name=\"_wp_http_referer\" value=\"\/de\/wp-json\/wp\/v2\/pages\/90202\" \/>\t\t\r\n\t\t\t\t\r\n\t\t\t\t\r\n\t\t\t\t\t<div class=\"input-group\">\r\n\t\t\t\t<input type=\"text\" class=\"form-control zozo-mc-email\" required=\"required\" id=\"zozo-mc-email\" placeholder=\"Ihre Email\" name=\"cea_mc_email\">\r\n\t\t\t\t<button class=\"input-group-addon cea-mc btn btn-default\">Schicken<\/button>\t\t\t<\/div>\r\n\t\t\t\t<input type=\"hidden\" name=\"trp-form-language\" value=\"de\"\/><\/form>\r\n\t\t<!-- Mailchimp Custom Script -->\r\n\t\t<div class=\"mc-notice-group\" data-success=\"Email added successfully.\" data-fail=\"Email added process failed.\">\r\n\t\t\t<span class=\"mc-notice-msg\"><\/span>\r\n\t\t<\/div><!-- .mc-notice-group -->\r\n\t\t\t\t\t\r\n\t\t<\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b71a993 e-con-full e-flex e-con e-child\" data-id=\"b71a993\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d73899d e-flex e-con-boxed e-con e-parent\" data-id=\"d73899d\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8cff3dd e-con-full e-flex e-con e-child\" data-id=\"8cff3dd\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-8c0bcda e-con-full e-flex e-con e-child\" data-id=\"8c0bcda\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div 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class=\"elementor-post__thumbnail__link\" href=\"https:\/\/smart-finance.lu\/de\/how-to-calculate-your-loan-to-value-ltv-ratio\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"456\" src=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/10\/calculate-your-loan-to-value-ratio-768x456.jpg\" class=\"attachment-medium size-medium wp-image-94692\" alt=\"image of calculating loan-to-vale (LTV) ratio\" srcset=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/10\/calculate-your-loan-to-value-ratio-768x456.jpg 768w, https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/10\/calculate-your-loan-to-value-ratio-1170x694.jpg 1170w, https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/10\/calculate-your-loan-to-value-ratio-18x12.jpg 18w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/smart-finance.lu\/de\/how-to-calculate-your-loan-to-value-ltv-ratio\/\">\n\t\t\t\tSo berechnen Sie Ihren Beleihungsauslauf (LTV) vor der Beantragung einer Hypothek\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t16. Oktober 2025\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/smart-finance.lu\/de\/how-to-calculate-your-loan-to-value-ltv-ratio\/\" aria-label=\"Read more about How to Calculate Your Loan-to-Value (LTV) Ratio Before Applying for a Mortgage\" tabindex=\"-1\">\n\t\t\tWeiterlesen \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-94636 post type-post status-publish format-standard has-post-thumbnail hentry category-allgemein category-finance\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/smart-finance.lu\/de\/what-is-the-loan-to-value-ltv-ratio\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"456\" src=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/10\/what-is-loan-to-value-ratio-768x456.jpg\" class=\"attachment-medium size-medium wp-image-94679\" alt=\"Illustration of Loan-to-Value (LTV) ratios showing mortgage percentage levels for home buyers in Luxembourg.\" srcset=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/10\/what-is-loan-to-value-ratio-768x456.jpg 768w, https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/10\/what-is-loan-to-value-ratio-1170x694.jpg 1170w, https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/10\/what-is-loan-to-value-ratio-18x12.jpg 18w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/smart-finance.lu\/de\/what-is-the-loan-to-value-ltv-ratio\/\">\n\t\t\t\tWas ist der Beleihungsauslauf (LTV) und warum er in Luxemburg wichtig ist\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t14. Oktober 2025\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/smart-finance.lu\/de\/what-is-the-loan-to-value-ltv-ratio\/\" aria-label=\"Read more about What Is the Loan-to-Value (LTV) Ratio and Why It Matters in Luxembourg\" tabindex=\"-1\">\n\t\t\tWeiterlesen \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<article class=\"elementor-post elementor-grid-item post-94589 post type-post status-publish format-standard has-post-thumbnail hentry category-allgemein category-finance\" role=\"listitem\">\n\t\t\t\t<a class=\"elementor-post__thumbnail__link\" href=\"https:\/\/smart-finance.lu\/de\/mortgage-refinancing-in-luxembourg\/\" tabindex=\"-1\">\n\t\t\t<div class=\"elementor-post__thumbnail\"><img loading=\"lazy\" decoding=\"async\" width=\"768\" height=\"456\" src=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/09\/mortgage-refinancing-in-luxembourg-768x456.jpg\" class=\"attachment-medium size-medium wp-image-94594\" alt=\"Mortgage Refinancing in Luxembourg\" srcset=\"https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/09\/mortgage-refinancing-in-luxembourg-768x456.jpg 768w, https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/09\/mortgage-refinancing-in-luxembourg-1170x694.jpg 1170w, https:\/\/smart-finance.lu\/wp-content\/uploads\/2025\/09\/mortgage-refinancing-in-luxembourg-18x12.jpg 18w\" sizes=\"(max-width: 768px) 100vw, 768px\" \/><\/div>\n\t\t<\/a>\n\t\t\t\t<div class=\"elementor-post__text\">\n\t\t\t\t<h3 class=\"elementor-post__title\">\n\t\t\t<a href=\"https:\/\/smart-finance.lu\/de\/mortgage-refinancing-in-luxembourg\/\">\n\t\t\t\tRefinanzierung von Immobilienkredit in Luxemburg\t\t\t<\/a>\n\t\t<\/h3>\n\t\t\t\t<div class=\"elementor-post__meta-data\">\n\t\t\t\t\t<span class=\"elementor-post-date\">\n\t\t\t22. September 2025\t\t<\/span>\n\t\t\t\t<\/div>\n\t\t\n\t\t<a class=\"elementor-post__read-more\" href=\"https:\/\/smart-finance.lu\/de\/mortgage-refinancing-in-luxembourg\/\" aria-label=\"Read more about Mortgage Refinancing in Luxembourg: How It Works, Costs\" tabindex=\"-1\">\n\t\t\tWeiterlesen \u00bb\t\t<\/a>\n\n\t\t\t\t<\/div>\n\t\t\t\t<\/article>\n\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Was wir bieten Wir helfen Ihnen, Ihre Traumimmobilie in Deutschland zu erwerben Warum Smart Finance Wie es funktioniert Unsere Vision Wir helfen Ihnen bei jedem Aspekt Ihres Kredits.  Grenz\u00fcberschreitende Finanzierung Das umfassende Verst\u00e4ndnis unseres Teams f\u00fcr den deutschen und luxemburgischen Finanzmarkt garantiert Ihnen die besten Finanzierungsm\u00f6glichkeiten. 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